You are disabled

The criteria used to be deemed disabled are not necessarily the same for the Québec Pension Plan, supplemental pension plans, LIRAs or LIFs.

Québec Pension Plan

Are you unable to do your usual work or are your employment earnings decreasing due to your state of health? You could be entitled to a disability pension. That is the case if you are under age 65, whether you receive or not a retirement pension under the QPP.

Supplemental pension plans

LIRAs 

LIFs

  • You cannot receive a refund of your LIF. If you transfer your LIF to an LIRA before the end of the year in which you reach age 71, you could be eligible for a refund of the LIRA, under certain conditions.

To find out more...

Consult our section on disability.

Other useful link

Flash Retirement

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