You no longer live in Québec

Québec Pension Plan

• Where must you apply for your retirement pension?
• How to apply for your pension
• How will it be paid?

If you are already receiving your retirement pension under the Québec Pension Plan, you will continue to receive it, wherever you live. We can make your payments by direct deposit in many countries.

Where must you apply for your retirement pension under the Québec Pension Plan?

• If you have always worked in Québec, but now live elsewhere in Canada, you therefore contributed to the Québec Pension Plan. You must file your application for your pension under the Québec Pension Plan with Retraite Québec.
• If you have worked in Québec and elsewhere in Canada, and now live elsewhere in Canada, you therefore contributed to both the Québec Pension Plan and the Canada Pension Plan.You must file your application under the Canada Pension Plan .
• If you have worked in Québec and elsewhere in Canada and now live outside Canada, you retain all of the benefits you accumulated under both plans and you can file an application for your pension with the agency that administers the plan in your last province of residence in Canada. If your last province of residence was Québec, you can file your application for your pension with Retraite Québec.

How to apply for your retirement pension

Do you live outside Canada?

In certain cases, you can receive your pension by direct deposit in the currency of your country of residence. Consult the list of countries or territories where this service is currently offered.

You cannot request provincial income taxes to be deducted from your pension. The income tax rate that applies to your income is determined by the Canada Revenue Agency.

For more information or to request a change regarding an income tax deduction, consult the Taxes on Pensions and Benefits for those outside Canada  page on the Government of Canada's website.