Withdrawal of an employer from a simplified pension plan (SIPP)

Circumstances involving the withdrawal of an employer

  • The employer decides not to offer the SIPP any longer.
  • The financial institution administering the plan carries out the withdrawal of an employer (for example, in the event of the employer's bankruptcy).
Note

Changing financial institutions by transferring the amounts accumulated in an SIPP to the SIPP of a new institution is not an employer withdrawal. Rather, it is an amendment that results in the division of the original institution's SIPP.

How to carry out the withdrawal of an employer

The employer who decides to withdraw must inform the financial institution and the union, if any. The financial institution that withdraws an employer must notify the employer as well as the union, if any. The financial institution must then inform the members and carry out certain tasks to liquidate the pension fund.

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