Régime volontaire d'épargne-retraite (RVER) Desjardins
Information about the administrator
Desjardins Sécurité financière, compagnie d'assurance vie
200, avenue des Commandeurs
Lévis (Québec) G6V 6R2
Telephone: 1 844 499-7837
Website 
Information about the
VRSP
Retraite Québec registration number: 39706
Fees deductible from the return on the assets
| Default investment option | Fees* (percentage of the average assets) |
|---|
| Desjardins Balanced Path | Between 1.20% and 1.25% (based on the target composition) |
| Other investment options | Fees* (percentage of the average assets) |
|---|
| 1. DGAM Money Market | 0.92% |
| 2. Desjardins 30/70 | 1.20% |
| 3. Desjardins 50/50 | 1.22% |
| 4. Desjardins 70/30 | 1.24% |
| 5. Desjardins 90/10 | 1.25% |
*The fees include taxes
Member fees
| Nature of the fees | Fees (amount or percentage) |
|---|
| Transferring to another plan | $50 |
| Refunds | $50 |
Fees payable by the employer
| Nature of the fees | Fees (amount or percentage) |
|---|
| Changing
VRSPs | $300 plus $50 per employee |
Note that...
- To find out whether other fees apply, contact the administrator of the
VRSP. You can also consult the
VRSP summary or contract that the administrator gives to the member or the employer when joining the plan.
- The administrator must inform the member of any fees with respect to requests for advice prior to rendering the service.
- To find out whether any conditions or restrictions apply to this administrator with regard to authorization from the
Autorité des marchés financiers (AMF), refer to the AMF's
Register –
VRSPs Voluntary Retirement Savings Plans .
- There may be a delay between the date on which the
VRSP is registered or modified and the date on which the information is available online.