Régime volontaire d'épargne-retraite (RVER) de la RBC
Information about the administrator
Compagnie Trust Royal
1, Place Ville-Marie, 9e étage, Aile Nord
Montréal (Québec) H3C 3A9
Telephone: 1 800 835-3855
Website
Information about the VRSP
Retraite Québec registration number: 39709
Fees deductible from the return on the assets
Default investment option |
Fees* (percentage of the average assets) |
PH&N Life Time Funds |
Between 1.24% and 1.25% according to the target retirement year |
Other investment options |
Fees* (percentage of the average assets) |
1. |
PH&N Total Return Bond Fund |
0.92% |
2. |
PH&N Canadian Equity fund |
1.17% |
3. |
RBC Global Equity Fund |
1.37% |
4. |
RBC Investment Savings Account |
0.25% |
*The fees include taxes
Member fees
Nature of the fees |
Fees (amount or percentage) |
Transferring to another plan |
$50 |
Refunds |
$50 |
Fees payable by the employer
Nature of the fees |
Fees (amount or percentage) |
Changing VRSPs |
$50 per member |
Note that...
- To find out whether other fees apply, contact the administrator of the
VRSP. You can also consult the
VRSP summary or contract that the administrator gives to the member or the employer when joining the plan.
- The administrator must inform the member of any fees with respect to requests for advice prior to rendering the service.
- To find out whether any conditions or restrictions apply to this administrator with regard to authorization from the
Autorité des marchés financiers (AMF), refer to the AMF's
Register –
VRSPs Voluntary Retirement Savings Plans .
- There may be a delay between the date on which the
VRSP is registered or modified and the date on which the information is available online.