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Your job and the Québec Pension Plan
Your employer sponsors a pension plan
Information on pension plans
You want to join a pension plan
Your employment situation changes
You change jobs
You stop working
Corporate changes
You no longer live in Canada
You are working abroad
Work and retirement
Voluntary Retirement Savings Plans (VRSPs)
Work
Your job and the Québec Pension Plan
Your employer sponsors a pension plan
Information on pension plans
You want to join a pension plan
Your employment situation changes
You change jobs
You stop working
Corporate changes
You no longer live in Canada
You are working abroad
Work and retirement
Voluntary Retirement Savings Plans (VRSPs)
Home
Work
Your employment situation changes
You stop working
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You stop working
Québec Pension Plan
We exclude from your contributory period certain months in which you had
low or no earnings
. This increases your average monthly income and thus the amount of your pension.
Supplemental pension plans
If you stop working, it is likely that you will no longer be an active member of the pension plan. In such case, your plan administrator will send you a statement of your benefits. You may be able to transfer these benefits to another savings instrument of your choice.
The
methods for transferring benefits
depend on whether you are a member of a
defined contribution plan
, a
defined benefit plan
or a
simplified pension plan
.
If you stop working temporarily, you will most likely continue to be an active member of your plan. However, you will not necessarily accumulate new benefits during that period. For more information, consult the plan summary or contact your plan administrator.
Other useful links
Will you stop working temporarily because of a birth or adoption? Consult our section on
Birth and adoption
to find out more about the
Family Allowance
.
To find out what
steps to take
following the birth of a child, or to learn more about
parental leave
, consult the section
Becoming a parent
on Québec.ca or the publication "Becoming a Parent", available in English on the same site.
Flash Retirement
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How Private Pension Plans Work... When You Don't
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