You are returning to work

Québec Pension Plan

• If you are returning to work, you will continue to receive your retirement pension under the Plan.
• You may cancel your Application for a Retirement Pension within 6 months after the first pension payment.

Supplemental pension plans

• If you are returning to work, you will continue to receive your retirement pension under your plan and its amount will not be reduced.
• However, if you are returning to work for an employer who is party to the defined-benefit plan that pays your retirement pension, you can apply, in some cases, for a suspension of payment of your pension.
• If you are receiving a pension under a defined-contribution plan, you cannot once again become a member of that plan.

LIRAs or LIFs

• Your return to work has no effect on your LIRA .
• You can continue to receive an income from your LIF.
• If you are under age 55 and you are receiving a temporary income from your LIF, you may no longer be entitled to receive it.
• If you no longer want to receive an income from your LIF, you can transfer it to an LIRA until the end of the year during which you reach age 71, if the investments have come to maturity.

Other useful link

• Work income kept on retirement  (Ministère des Finances)
• For more information about the Québec Pension Plan