You are a self-employed worker

• The Québec Pension Plan is a compulsory, public insurance plan for workers aged 18 and over, whose annual employment income exceeds $3500. The Plan is funded by your contributions.
• If you have sufficiently contributed to the Plan, we can provide you and your family with different pensions and benefits.
• The months during which you received a disability pension without receiving a retirement pension, Family Allowance, Canada child tax credits or were entitled to an unreduced income replacement indemnity from the Commision des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) for at least 24 consecutive months are excluded from the contributory period.
• Consult your Statement of Participation under the Québec Pension Plan to find out the amount of the employment earnings recorded under your name as well as other relevant information.
• You stop contributing to the Plan when you stop working to retire.
• If you are receiving a disability pension, you are no longer contributing to the Plan.
• If you are working and receiving a retirement pension under the Québec Pension Plan, you must contribute to the Plan as soon as your employment earnings exceed $3500. Your contributions entitle you to an increase in your pension: the retirement pension supplement. As of age 65, if you refuse for your retirement pension to increase because of the supplement, you can choose to stop contributing to the QPP.
• In all cases, you stop contributing to the QPP the year following your 72nd birthday.

To find out more

Consult our Planning your retirement section, where you will find several tools and helpful advice to get you started on your retirement plans.